There’s no “right” or “perfect” time for everyone to downsize. Everyone’s life, lifestyle, and financial picture are different. But one of the most common mistakes people make is to not downsize soon enough. For some, the decision to downsize — and the process of doing so — can take some time.

So, while you may not be ready to downsize right now, starting to think it through and making a plan is one of the smartest things you can do. If you’ve already made the decision to downsize, this booklet will help you get where you want more smoothly, thoughtfully, and quickly.